HOME DELUSION CALCULATOR

How Out of Touch Are You With Reality?

🧮 CALCULATE YOUR HOUSING DELUSION LEVEL 🧮

Enter your dream home details and we'll show you exactly how disconnected from financial reality you've become. Prepare for a wake-up call.

🤡

Calculate My Delusion

Think you can afford that $750K "starter home"? Let our calculator show you how many years of ramen noodles and no vacations it'll take. Spoiler: it's a lot.

"I make $75K and deserve a $800K house because... vibes?"

🧠

Check My Genius Level

Already own a home? Find out if you're a secret genius sitting on peak bubble profits, or just another person about to ride the wave down to financial reality.

"My house doubled in value! I'm basically Warren Buffett now."

11.2x

Your Dream Home vs Income

89%

Of Income Goes to Mortgage

$47

Left Over Each Month

∞

Years Until Financial Recovery

🤡 DELUSION CALCULATOR 🤡

Let's see how disconnected from reality you really are

Step 1 of 5

💰

First, Let's Talk Money

How much do you make per year? Don't worry, we won't judge... much.

"I'm sure you think you make enough to afford your dream home. Let's see about that..."

Your Annual Gross Income

Before taxes, because we know you forgot about those

🏦

Your "Massive" Savings

Time to reveal how much you've actually saved. This should be interesting...

Your Current Savings

Include everything: checking, savings, that jar of quarters

💳

Your Financial Baggage

Now for the fun part - how much debt are you dragging around?

Monthly Debt Payments

Car loans, credit cards, student loans - the whole disaster

🏠

Your "Realistic" Dream Home

Here's where the delusion really kicks in. What's your target price?

Dream House Price

Go ahead, dream big. Reality is coming soon enough.

💸

The Final Delusion

How much are you planning to put down? This should be good...

Down Payment Percentage

Choose wisely, your financial future depends on it

🧠 GENIUS DETECTOR 🧠

Let's see if you're actually smart or just lucky

Step 1 of 5

🏡

Your "Valuable" Asset

What do you think your house is worth today? Be honest... or don't.

"Let me guess - you think it's worth way more than you paid, right? Everyone does..."

Current Home Value (Estimated)

What Zillow told you, probably inflated by 20%

💰

The Original Investment

What did you actually pay for this place? Time for some honesty.

What You Originally Paid

The number that seemed so big back then

📅

Timing Is Everything

When did you buy? This will determine if you're a genius or just got lucky.

Year You Bought It

Some years were better than others...

🔨

Your "Investments"

How much did you spend trying to make this place worth more?

Money Spent on Improvements

Kitchen remodel, new floors, that deck you never use

📈

Your Exit Strategy

When are you planning to cash out? Or are you holding forever?

Your Selling Timeline

Markets don't care about your timeline